Business Loan Malaysia
Grow your business with up to RM 500,000 financing. Fast approval, competitive rates from 4% p.a., and flexible terms!
Why Choose Our Business Loan?
High Loan Amount
Borrow from RM 10,000 up to RM 500,000 to fuel your business growth
Fast Approval
Get approved within 48 hours with minimal documentation
Competitive Rates
Low interest rates from 4% p.a. for established businesses
Flexible Usage
Use funds for working capital, expansion, equipment, or inventory
No Collateral Required
Unsecured loans available for qualified SMEs with good track record
Dedicated Support
Personal business loan advisor to guide you through the process
Loan Details & Terms
Loan Amount
RM 50,000 - RM 1,000,000
Interest Rate
4% - 10% per annum
Loan Purpose
Working capital, expansion, equipment, inventory
Repayment Period
12 - 120 months (1 - 10 years)
Processing Time
48 hours approval, 3-5 days disbursement
Collateral
Optional (depends on loan amount)
Supported Business Types
Sole Proprietorship
Partnership
Sdn Bhd (Private Limited)
SME & Startups
What Can You Use It For?
Working Capital
Fund daily operations, payroll, rent, and other recurring expenses
Business Expansion
Open new branches, enter new markets, or scale your operations
Equipment Purchase
Buy machinery, vehicles, computers, or other business equipment
Inventory Financing
Stock up inventory for peak seasons or bulk purchase discounts
Marketing & Advertising
Invest in marketing campaigns to grow your customer base
Business Acquisition
Acquire another business or buy out partners for full ownership
Benefits of Business Financing
No Personal Guarantee
Limited liability for qualifying incorporated businesses
Tax Deductible
Business loan interest payments are tax deductible expenses
Preserve Cash Flow
Keep your cash reserves intact for emergencies and opportunities
Build Business Credit
Establish strong business credit history for future financing needs
Eligibility Requirements
- Business registered in Malaysia
- In operation for at least 1 year
- Owner age between 21 to 65 years old
- Minimum annual revenue of RM 100,000
- Good business credit record
- Valid business license and permits
Required Documents
- Business registration (SSM)
- Owner's NRIC (front and back)
- Business bank statements (6 months)
- Financial statements (2 years)
- Tax returns (Form B/BE)
- Business plan or proposal
- Latest EPF statements
- Business premises tenancy agreement