Question 1

What are the eligibility requirements for a loan?

Accepted Answer

You must be a Malaysian citizen aged 21 and above with a stable income. Required documents include IC, salary slips, and bank statements.

Question 2

How long does the approval process take?

Accepted Answer

Approval is typically given within 24 hours after complete documents are received. For certain cases, it may take up to 3 working days.

Question 3

What interest rates do you offer?

Accepted Answer

Interest rates vary based on loan type and your credit profile. Our rates start from as low as 3.5% per annum for selected loans.

Question 4

Can I make early repayment?

Accepted Answer

Yes, you are allowed to make early repayment without any penalty. This will reduce the total interest you need to pay.

Question 5

What documents are required?

Accepted Answer

Basic documents include IC copy, latest 3 months salary slips, and 6 months bank statements. Additional documents may be required depending on loan type.

Question 6

What if my application is rejected?

Accepted Answer

If your application is rejected, we'll inform you of the reason. You can reapply after improving the factors that caused the rejection.

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