Loan Calculators & Tools

Plan your finances with our comprehensive loan calculators and payment reference tables

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Loan Calculator

Calculate your monthly payments instantly by adjusting the loan amount, interest rate, and tenure

Loan Calculator

Calculate your estimated monthly payments

Loan Amount

RM50,000

RM 1,000RM 250,000

Loan Term

36 months

12 months84 months

Interest Rate (p.a.)

3.5%

3%15%

Payment Summary

Monthly Payment

RM1,465

Total Payment

RM52,744

Total Interest

RM2,744

Quick Reference

Monthly Payment Table

Compare monthly payments across different loan amounts and tenures at a glance

Monthly Payment Table (Example at 4.88% APR - Actual rates vary)

All amounts in Malaysian Ringgit (RM)

2-3 hours approval available

RM 1,000

1 Year

(12 months)

RM 87

2 Years

(24 months)

RM 46

3 Years

(36 months)

RM 32

4 Years

(48 months)

RM 25

5 Years

(60 months)

RM 21

RM 3,000

1 Year

(12 months)

RM 262

2 Years

(24 months)

RM 137

3 Years

(36 months)

RM 95

4 Years

(48 months)

RM 75

5 Years

(60 months)

RM 62

6 Years

(72 months)

RM 54

7 Years

(84 months)

RM 48

8 Years

(96 months)

RM 43

9 Years

(108 months)

RM 40

RM 5,000

1 Year

(12 months)

RM 437

2 Years

(24 months)

RM 229

3 Years

(36 months)

RM 159

4 Years

(48 months)

RM 124

5 Years

(60 months)

RM 104

6 Years

(72 months)

RM 90

7 Years

(84 months)

RM 80

8 Years

(96 months)

RM 72

9 Years

(108 months)

RM 67

RM 10,000

1 Year

(12 months)

RM 874

2 Years

(24 months)

RM 457

3 Years

(36 months)

RM 318

4 Years

(48 months)

RM 249

5 Years

(60 months)

RM 207

6 Years

(72 months)

RM 180

7 Years

(84 months)

RM 160

8 Years

(96 months)

RM 145

9 Years

(108 months)

RM 133

RM 15,000

1 Year

(12 months)

RM 1,311

2 Years

(24 months)

RM 686

3 Years

(36 months)

RM 477

4 Years

(48 months)

RM 373

5 Years

(60 months)

RM 311

6 Years

(72 months)

RM 269

7 Years

(84 months)

RM 239

8 Years

(96 months)

RM 217

9 Years

(108 months)

RM 200

RM 20,000

1 Year

(12 months)

RM 1,748

2 Years

(24 months)

RM 915

3 Years

(36 months)

RM 636

4 Years

(48 months)

RM 497

5 Years

(60 months)

RM 415

6 Years

(72 months)

RM 359

7 Years

(84 months)

RM 319

8 Years

(96 months)

RM 289

9 Years

(108 months)

RM 266

RM 25,000

1 Year

(12 months)

RM 2,185

2 Years

(24 months)

RM 1,144

3 Years

(36 months)

RM 795

4 Years

(48 months)

RM 622

5 Years

(60 months)

RM 519

6 Years

(72 months)

RM 449

7 Years

(84 months)

RM 399

8 Years

(96 months)

RM 361

9 Years

(108 months)

RM 333

RM 30,000

1 Year

(12 months)

RM 2,622

2 Years

(24 months)

RM 1,372

3 Years

(36 months)

RM 954

4 Years

(48 months)

RM 746

5 Years

(60 months)

RM 623

6 Years

(72 months)

RM 539

7 Years

(84 months)

RM 479

8 Years

(96 months)

RM 434

9 Years

(108 months)

RM 399

RM 50,000

1 Year

(12 months)

RM 4,370

2 Years

(24 months)

RM 2,287

3 Years

(36 months)

RM 1,590

4 Years

(48 months)

RM 1,243

5 Years

(60 months)

RM 1,038

6 Years

(72 months)

RM 898

7 Years

(84 months)

RM 798

8 Years

(96 months)

RM 723

9 Years

(108 months)

RM 665

RM 80,000

1 Year

(12 months)

RM 6,992

2 Years

(24 months)

RM 3,659

3 Years

(36 months)

RM 2,544

4 Years

(48 months)

RM 1,989

5 Years

(60 months)

RM 1,661

6 Years

(72 months)

RM 1,437

7 Years

(84 months)

RM 1,277

8 Years

(96 months)

RM 1,157

9 Years

(108 months)

RM 1,064

RM 100,000

1 Year

(12 months)

RM 8,740

2 Years

(24 months)

RM 4,574

3 Years

(36 months)

RM 3,180

4 Years

(48 months)

RM 2,486

5 Years

(60 months)

RM 2,076

6 Years

(72 months)

RM 1,796

7 Years

(84 months)

RM 1,596

8 Years

(96 months)

RM 1,446

9 Years

(108 months)

RM 1,330

Loan Amount	1 Year	2 Years	3 Years	4 Years	5 Years	6 Years	7 Years	8 Years	9 Years
	(12 months)	(24 months)	(36 months)	(48 months)	(60 months)	(72 months)	(84 months)	(96 months)	(108 months)
RM 1,000	RM 87	RM 46	RM 32	RM 25	RM 21	—	—	—	—
RM 3,000	RM 262	RM 137	RM 95	RM 75	RM 62	RM 54	RM 48	RM 43	RM 40
RM 5,000	RM 437	RM 229	RM 159	RM 124	RM 104	RM 90	RM 80	RM 72	RM 67
RM 10,000	RM 874	RM 457	RM 318	RM 249	RM 207	RM 180	RM 160	RM 145	RM 133
RM 15,000	RM 1,311	RM 686	RM 477	RM 373	RM 311	RM 269	RM 239	RM 217	RM 200
RM 20,000	RM 1,748	RM 915	RM 636	RM 497	RM 415	RM 359	RM 319	RM 289	RM 266
RM 25,000	RM 2,185	RM 1,144	RM 795	RM 622	RM 519	RM 449	RM 399	RM 361	RM 333
RM 30,000	RM 2,622	RM 1,372	RM 954	RM 746	RM 623	RM 539	RM 479	RM 434	RM 399
RM 50,000	RM 4,370	RM 2,287	RM 1,590	RM 1,243	RM 1,038	RM 898	RM 798	RM 723	RM 665
RM 80,000	RM 6,992	RM 3,659	RM 2,544	RM 1,989	RM 1,661	RM 1,437	RM 1,277	RM 1,157	RM 1,064
RM 100,000	RM 8,740	RM 4,574	RM 3,180	RM 2,486	RM 2,076	RM 1,796	RM 1,596	RM 1,446	RM 1,330

⚠

Rates May Vary

These calculations are based on a sample rate of 4.88% APR. Your actual rate depends on your credit profile, loan amount, and tenure.

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💡How to Use This Table

Choose Your Amount

Find your desired loan amount in the left column

Select Tenure

Choose how many years you want to repay

See Monthly Payment

The intersection shows your estimated monthly payment

Disclaimer: The monthly payments shown are estimates only and do not include processing fees, stamp duty, insurance, or other charges. Final loan terms and monthly payments will be confirmed upon approval. Contact us for a personalized quote.

Transparency

Loan Cost Breakdown

Understand all costs associated with different loan types including fees and charges

Personal Loan

Interest Rate:3% - 8%

Processing Fee:RM 100 - RM 500

Stamp Duty:

Applicable

Early Settlement:

No Penalty

Late Payment:RM 50 - RM 100

Home Loan

Interest Rate:3.5% - 5.5%

Processing Fee:RM 500 - RM 2,000

Stamp Duty:

Applicable

Early Settlement:

2% - 5% of Outstanding

Late Payment:RM 100 - RM 300

Car Loan

Interest Rate:2.5% - 4.5%

Processing Fee:RM 200 - RM 800

Stamp Duty:

Applicable

Early Settlement:

No Penalty

Late Payment:RM 50 - RM 150

Business Loan

Interest Rate:4% - 10%

Processing Fee:RM 500 - RM 3,000

Stamp Duty:

Applicable

Early Settlement:

3% - 5% of Outstanding

Late Payment:RM 100 - RM 500

Loan Type	Interest Rate (p.a.)	Processing Fee	Stamp Duty	Early Settlement	Late Payment Fee
Personal Loan	3% - 8%	RM 100 - RM 500	Applicable	No Penalty	RM 50 - RM 100
Home Loan	3.5% - 5.5%	RM 500 - RM 2,000	Applicable	2% - 5% of Outstanding	RM 100 - RM 300
Car Loan	2.5% - 4.5%	RM 200 - RM 800	Applicable	No Penalty	RM 50 - RM 150
Business Loan	4% - 10%	RM 500 - RM 3,000	Applicable	3% - 5% of Outstanding	RM 100 - RM 500

Note: Rates and fees shown are estimates and may vary based on individual circumstances, loan amount, and tenure. Please contact us for accurate quotations tailored to your needs.

💰 Processing Fee

One-time fee charged to cover administrative costs. Varies by loan type and amount.

📋 Stamp Duty

Government tax on loan agreements. Calculated based on loan amount according to Stamp Act 1949.

⚡ Early Settlement

Fee charged if you pay off your loan before the end of the tenure. Some loans have no penalty.

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