Fast Loan
Approval in
24 Hours
Get competitive loan rates from RM 5,000 to RM 250,000. Simple application, fast approval, transparent terms.
RM250K
Max loan
24h
Review
4.88%
APR ref.
Application Snapshot
RM 1,000 - RM 250,000
Personal, business, car and home financing
Sample amount
RM 50,000
Decision
24h
Reference monthly payment
RM 1,155 / month
Illustrative estimate only. Final offer depends on review, documents and eligibility.
Approval flow
- 1Online application
- 2Document review
- 3Approval decision
Documents to prepare
- Valid IC or passport
- Proof of income
- Bank account details
Why Choose Amanah Best Credit
Professional loan services tailored to your needs
Fast Processing
Quick approval within 24 hours with minimal documentation required.
Competitive Rates
Attractive interest rates from 3% p.a. with flexible repayment terms.
Secure & Reliable
Bank-grade security protecting your personal and financial information.
Loan Costs & Fees Breakdown
Understand all costs involved before you apply. No hidden fees, complete transparency.
Personal Loan
Home Loan
Car Loan
Business Loan
| Loan Type | Interest Rate (p.a.) | Processing Fee | Stamp Duty | Early Settlement | Late Payment Fee |
|---|---|---|---|---|---|
| Personal Loan | 3% - 8% | RM 100 - RM 500 | Applicable | No Penalty | RM 50 - RM 100 |
| Home Loan | 3.5% - 5.5% | RM 500 - RM 2,000 | Applicable | 2% - 5% of Outstanding | RM 100 - RM 300 |
| Car Loan | 2.5% - 4.5% | RM 200 - RM 800 | Applicable | No Penalty | RM 50 - RM 150 |
| Business Loan | 4% - 10% | RM 500 - RM 3,000 | Applicable | 3% - 5% of Outstanding | RM 100 - RM 500 |
Note: Rates and fees shown are estimates and may vary based on individual circumstances, loan amount, and tenure. Please contact us for accurate quotations tailored to your needs.
💰 Processing Fee
One-time fee charged to cover administrative costs. Varies by loan type and amount.
📋 Stamp Duty
Government tax on loan agreements. Calculated based on loan amount according to Stamp Act 1949.
âš¡ Early Settlement
Fee charged if you pay off your loan before the end of the tenure. Some loans have no penalty.
Simple Application Process
Three easy steps to get your loan approved
Submit Application
Complete our online form with your details
Quick Review
Our team reviews and approves within 24 hours
Get Funded
Funds deposited directly to your account
Compare Loan Options
Find the best loan option for your needs
Loan Parameters
Adjust to see different options
Personal Loan
Key Features:
- No collateral required
- Quick approval
- Flexible repayment
Business Loan
Key Features:
- Higher loan amounts
- Business growth support
- Flexible terms
Secured Loan
Key Features:
- Lowest interest rates
- Higher amounts available
- Asset-backed security
Trusted & Secure
Your security and trust are our top priorities. We are fully regulated and compliant.
KPKT Licensed
Moneylenders Act 1951
256-bit SSL
Bank-grade Security
PDPA Compliant
Data Protected
24/7 Support
Always Here
Trusted by Thousands
Real results from real customers
Loans Disbursed
Happy Customers
Satisfaction Rate
Monthly Payment Reference
Compare monthly payments across different loan amounts and tenures at 4.88% APR
Monthly Payment Table (Example at 4.88% APR - Actual rates vary)
RM 1,000
RM 3,000
RM 5,000
RM 10,000
RM 15,000
RM 20,000
RM 25,000
RM 30,000
RM 50,000
RM 80,000
RM 100,000
| Loan Amount | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | 6 Years | 7 Years | 8 Years | 9 Years |
|---|---|---|---|---|---|---|---|---|---|
| (12 months) | (24 months) | (36 months) | (48 months) | (60 months) | (72 months) | (84 months) | (96 months) | (108 months) | |
| RM 1,000 | RM 87 | RM 46 | RM 32 | RM 25 | RM 21 | — | — | — | — |
| RM 3,000 | RM 262 | RM 137 | RM 95 | RM 75 | RM 62 | RM 54 | RM 48 | RM 43 | RM 40 |
| RM 5,000 | RM 437 | RM 229 | RM 159 | RM 124 | RM 104 | RM 90 | RM 80 | RM 72 | RM 67 |
| RM 10,000 | RM 874 | RM 457 | RM 318 | RM 249 | RM 207 | RM 180 | RM 160 | RM 145 | RM 133 |
| RM 15,000 | RM 1,311 | RM 686 | RM 477 | RM 373 | RM 311 | RM 269 | RM 239 | RM 217 | RM 200 |
| RM 20,000 | RM 1,748 | RM 915 | RM 636 | RM 497 | RM 415 | RM 359 | RM 319 | RM 289 | RM 266 |
| RM 25,000 | RM 2,185 | RM 1,144 | RM 795 | RM 622 | RM 519 | RM 449 | RM 399 | RM 361 | RM 333 |
| RM 30,000 | RM 2,622 | RM 1,372 | RM 954 | RM 746 | RM 623 | RM 539 | RM 479 | RM 434 | RM 399 |
| RM 50,000 | RM 4,370 | RM 2,287 | RM 1,590 | RM 1,243 | RM 1,038 | RM 898 | RM 798 | RM 723 | RM 665 |
| RM 80,000 | RM 6,992 | RM 3,659 | RM 2,544 | RM 1,989 | RM 1,661 | RM 1,437 | RM 1,277 | RM 1,157 | RM 1,064 |
| RM 100,000 | RM 8,740 | RM 4,574 | RM 3,180 | RM 2,486 | RM 2,076 | RM 1,796 | RM 1,596 | RM 1,446 | RM 1,330 |
Rates May Vary
These calculations are based on a sample rate of 4.88% APR. Your actual rate depends on your credit profile, loan amount, and tenure.
Fast Approval
Get your loan approved in as little as 2-3 hours with our streamlined process. Terms and conditions apply.
💡How to Use This Table
Choose Your Amount
Find your desired loan amount in the left column
Select Tenure
Choose how many years you want to repay
See Monthly Payment
The intersection shows your estimated monthly payment
Disclaimer: The monthly payments shown are estimates only and do not include processing fees, stamp duty, insurance, or other charges. Final loan terms and monthly payments will be confirmed upon approval. Contact us for a personalized quote.