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Home Loan Calculator Malaysia

Calculate your monthly mortgage payment, DSR, and total costs

Mortgage Calculator

Results

Loan Amount

RM 450,000.00

Monthly Payment

RM 2,148.37

for 30 years

Total Payment

RM 773,413

Total Interest

RM 323,413

Home Loan Tips

  • 1Aim for at least 10% down payment to reduce monthly installments
  • 2Keep DSR below 70% for better loan approval chances
  • 3Compare interest rates from multiple banks
  • 4Consider fixed rate for first few years for stability
  • 5Factor in legal fees, valuation fees, and insurance costs
  • 6Use EPF for down payment if you're a first-time buyer

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Understanding Home Loans in Malaysia

A home loan calculator helps you determine how much you can borrow, what your monthly payments will be, and whether you qualify based on your income and existing commitments. Use our comprehensive tools to make informed decisions about your property purchase.